Free Financial Calculators & Investing Guides for Better Financial Decisions
Use free financial calculators and simple investing guides to plan your SIP, PPF, EMI, and stock investments with confidence. Investik Future helps you build practical financial knowledge and make better money decisions, step by step.
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What Could Your Money
Buy Back Then?
Enter any amount and any past year. See how inflation has reduced your purchasing power, with real Indian prices and products.
Your result will appear here.
Inflation is the silent erosion of wealth. Investing is how you stay ahead.
Money sitting idle in a savings account loses real value every year. Learn how informed investing can protect and grow your purchasing power over time.
Inflation estimates based on India CPI data (RBI/MOSPI). Prices shown are representative historical figures for educational purposes.
Built by Investik Future to help Indians understand money better.
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Free Financial Calculators & Investment Tools
Free and easy-to-use financial calculators to help you plan your investments and track your wealth.
SIP Calculator
Use our SIP Calculator to estimate the future value, expected returns, and wealth you can create through regular investments in a Systematic Investment Plan (SIP).
ROE Calculator
Use our ROE Calculator to measure Return on Equity (ROE) and evaluate a company's profitability, management efficiency, and long-term investment potential.
Position Size Calculator
Use our Position Size Calculator to determine the ideal trade size based on your risk tolerance, stop loss, and trading capital.
PPF Calculator
Use our PPF Calculator to estimate the maturity amount, interest earned, and long-term wealth you can build through Public Provident Fund investments.
Stock Average Calculator
Use our Stock Average Calculator to calculate your average buy price after multiple stock purchases and plan better investment decisions.
Home Loan EMI Calculator
Use our Home Loan EMI Calculator to estimate monthly EMI payments, total interest costs, and repayment amounts based on your loan amount, interest rate, and tenure.
Free Financial Tools
Wealth Bachat Formula
India's smartest auto-budgeting tool built for high savings rates. Input your income and let the formula calculate exactly how much to save, invest, and spend — so you build real, lasting wealth month after month.
investIQ
A comprehensive assessment designed to understand your investing knowledge, risk thinking, and market awareness. Discover your financial strengths and areas for growth to make smarter investing decisions.
Master the Language
of Investing
From basic stock terms to advanced financial concepts our comprehensive A–Z glossary decodes market intelligence so you can invest with real confidence.
Market Glossary
A–Z Financial GuideTrusted by People Learning to Manage Money Better
From first-time investors to experienced planners, real users rely on Investik Future to calculate, learn, and verify their decisions.
Most free SIP calculators just spit out a flat final number. Being able to factor in a 10% annual step-up increment here finally gave me a realistic picture of my 15-year retirement corpus.
Was sitting with a bank rep negotiating a home loan. Ran the numbers on the EMI tool here and realized their 'special flat rate' was actually costing me ₹4.2 Lakhs more in interest. Bookmarked instantly.
Took the InvestIQ quiz expecting standard marketing fluff, but it actually pinpointed a massive blindspot in my emergency fund allocation. Refreshing to find an Indian site that educates rather than sells.
As a swing trader, risk management is everything. The Position Size calculator sits open in my second browser tab all day. Keeps my capital loss strictly capped at 1.5% per trade. Zero clutter.
Being a freelancer means standard 50-30-20 budgeting rules fail me during slow client months. The Wealth Bachat Formula gave me a much more sensible way to trap surplus income during the good months.
My father pushed me to open a PPF, but I hated the 15-year lock-in idea. Running the exact tax-free compounding graph on your PPF calculator vs a standard FD made the math undeniable. Opened it next morning.
I usually ignore SME IPOs because Red Herring Prospectuses are 400 pages of legal trapdoor. The breakdown articles here summarize the actual debt-to-equity and promoter holding in clean, normal English.
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